Credit Intermediation
Certified by Banco de Portugal, and at no cost to you
Book a session (opens in a new tab)At CLC Financial Partners we make obtaining bank credit easier for you, finding the financial institution that offers the best financing conditions for your profile and your needs. Professionally certified by Banco de Portugal (Annex I and II), we currently hold contracts with 5 banks and can deal with a wide range of branches.
How Credit Intermediation works
- We work out together what your objectives are and gather all the documents needed to move the process forward.
- We analyse your household's financial capacity and define the right amount for the monthly repayment.
- We request offers from different banks according to the criteria we have set.
- Once the property has been chosen, we move ahead with its pre-approval and valuation.
- As soon as we have a positive answer on every variable, we take out the credit.
- This service ends with the property deed.
The whole credit intermediation process with CLC Financial Partners is tailored to you, designed so that you get access to the best conditions available on the financial market without having to lose your time between financial analyses, different banks and paperwork too complicated to get through unaided.
Frequently asked questions
I need financing to buy a home and I do not know where to start. Can you help?
Yes. We book a meeting to align your expectations and to help you gather all the documents needed to start the process.
How do I choose the bank and work out which offer is right for me?
We try to bring you as many mortgage credit offers as possible so you can compare them calmly, go through the details of each one with us and work out which makes the most sense in your particular case.
Is the credit intermediation service expensive?
It is completely free for clients. We provide a service to the banks in managing mortgage credit applications, and so it is the banks themselves that pay us.
What if I have already been turned down by other financial institutions?
Each financial institution works differently and manages its internal risk differently, and even the analysis of clients' financial capacity is studied and weighed differently by each one, although all of them must follow Banco de Portugal's directives. Just because one institution does not want to finance you does not mean the others will see it the same way. We are here to understand the situation and the reason for the refusal and to help you look for other solutions or, who knows, to restart your process with financial support.
Do I need to know what APRC or the total amount payable by the consumer are before taking the service?
No, you only need to want to make an informed and considered choice. We give you all the grounding you need to decide what is best in your case.
Offers from banks compare better side by side.
One session, at no cost and with no commitment, to work out what your situation allows you to ask for.
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